Important Disclosure Information
Wealthstream Advisors, Inc. (“Wealthstream”) is an SEC registered investment adviser located in New York, New York. Wealthstream and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Wealthstream maintains clients. Wealthstream may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Wealthstream’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Wealthstream’s web site on the Internet should not be construed by any consumer and/or prospective client as Wealthstream’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Wealthstream with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Wealthstream, please contact the SEC or the state securities regulators for those states in which Wealthstream maintains a notice filing. A copy of Wealthstream’s current written disclosure statement discussing Wealthstream’s business operations, services, and fees is available from Wealthstream upon written request. Wealthstream does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Wealthstream’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Wealthstream), will be profitable or equal any historical performance level(s).
Certain portions of Wealthstream’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Wealthstream (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Wealthstream, or from any other investment professional. Wealthstream is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Wealthstream is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Wealthstream by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Wealthstream’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Wealthstream, or from any other investment professional.
Each client and prospective client agrees, as a condition precedent to his/her/its access to Wealthstream’s web site, to release and hold harmless Wealthstream, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Wealthstream.
The scope of the services to be provided will depend upon the terms of the engagement.
Wealthstream Advisors was recently named by The Financial Times as one of the Top 300 Registered Investment Advisors in the United States for 2017, 2018, 2019 and 2020. The Financial Times 300 Top Registered Investment Advisors is an independent listing produced annually by the Financial Times (June, 2019). The FT 300 is based on data gathered from RIA firms, regulatory disclosures, and the FT’s research. The listing reflected each practice’s performance in six primary areas: assets under management, asset growth, compliance record, years in existence, credentials and online accessibility. This award does not evaluate the quality of services provided to clients and is not indicative of the practice’s future performance. Neither the RIA firms nor their employees pay a fee to The Financial Times in exchange for inclusion in the FT 300.
Wealthstream Advisors, Inc. is honored to be recognized in the CNBC 100 Top Fee-Only Wealth Managers list. However, we want to clarify that we are in fact a “fee-based” firm according to the CFP Board’s definition. In limited circumstances, we receive commissions when recommending insurance solutions. As a result, we hold ourselves out as fee-based.
The “Top 100 Fee-Only Wealth Managers” is granted by CNBC, an independent association unaffiliated with Wealthstream. The CNBC Digital Team, along with Meridian-IQ created the Top 100 Fee-Only Wealth Management ranking based on scores for the following measures weighted according to a proprietary formula to arrive at a final total rank: AUM, staff with professional designations, average account size, client segmentation, growth of assets, years in business and other key factors. Additional information on the factors and criteria involved for inclusion in this ranking can be found at the following location: http://www.cnbc.com/2015/06/03/cnbc-charts-the-top-100-firms.html
Inclusion in the CNBC list is no guarantee of future investment success. This recognition should not be construed as an endorsement of Wealthstream by any client nor is the recognition representative of any one client’s evaluation.
Maintaining your trust and confidence is among our highest priorities. We recognize that protecting the privacy and security of our customers is an important responsibility. That’s why we at Wealthstream want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information.
Wealthstream Advisors, Inc. has adopted this policy with recognition that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. We also know that you expect us to service you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We want you to know what information we collect and how we use and safeguard that information.
What Information We Collect
We collect certain nonpublic personal identifying information about you (such as your name, address, social security number, etc.) from information that you provide on applications or other forms as well as communications (electronic, telephone, written or in person) with you or your authorized representatives (such as your attorney, accountant, etc.). We also collect information about your brokerage accounts and transactions (such as purchases, sales, account balances, inquiries, etc.).
What Information We Disclose
We do not disclose the nonpublic personal information we collect about our customers to anyone except: (i) in furtherance of our business relationship with them and then only to those persons necessary to effect the transactions and provide the services that they authorize (such as broker-dealers, custodians, independent managers etc.); (ii) to persons assessing our compliance with industry standards (e.g., professional licensing authorities, etc.); (iii) our attorneys, accountants, and auditors; or (iv) as otherwise provided by law.
Security of Your Information
We restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We maintain physical, electronic and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.
Our policy about obtaining and disclosing information may change from time to time. We will provide you notice of any material change to this policy before we implement the change.
This website has been developed by and is the property of Wealthstream. All information and materials contained on this website are protected by copyright, trademark and/or other intellectual property laws of the United States and other countries. No person may copy, redistribute, reproduce or republish in any form, or link to this website or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Wealthstream. Any infringement of the rights of Wealthstream may result in appropriate legal action.