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Apollo Lupescu, Ph.D, on Key Investor Concerns in 2024

February 27, 2024 | By Wealthstream Advisors Team

Our team at Wealthstream Advisors was excited to host Apollo Lupescu, Vice President at Dimensional Fund Advisors, for a special live event in New York on January 30. 

Donor Advised Funds Offer a Flexible Tool for Estate Planning

February 5, 2024 | By Katharine George, CFP®, AEP®

Many people use Donor Advised Funds (DAFs) for tax-efficient charitable giving during their lifetime. See our article here on what a Donor Advised Fund is, and how it can improve efficiency and reduce taxes for charitably inclined individuals.

Wealthstream Selected to Forbes List of America’s Top 250 RIA Firms

January 25, 2024 | By Wealthstream Advisors Team

The Wealthstream Advisors team is excited to announce our selection to Forbes’ 2023 list of America’s Top 250 RIA (Registered Investment Advisor) Firms.

Financial Life Planning: A Roadmap to Your Best Life

January 18, 2024 | By Matthew Gordon, CFP®, RLP®

 As financial planners, we get to assist people on a quest. Simply put, our job is twofold. 

The 3 Most Common Equity-Based Compensation Taxation Mistakes, and How to Avoid Them

January 9, 2024 | By Wealthstream Advisors Team

Equity-based compensation is a wonderful way to potentially share in the profits and appreciation of your company. Getting the most out of your equity compensation requires understanding key concepts, terms, and conditions related to this equity. It is also important to understand the tax implications and to make decisions with a long-term financial plan in mind. Not fully understanding what you have been granted or not having a plan can easily lead to mistakes, lost opportunities, and even outright losses.

Incentive Stock Options: Plan for Alternative Minimum Tax (AMT) Considerations

November 21, 2023 | By Jack Meccia, Managing Director of Tax Strategy, and Joe Meccia, Managing Director of Tax Planning of Allegoriq, LLLP

For employees at late-stage private companies, having Incentive Stock Options where the 409A valuation (or, stated simply, the current valuation) exceeds the grant price might feel like buying a new home that requires renovating. Your cynical side wonders whether the home is actually worth what the appraiser says, and if you should really be putting any additional money into it. Your pragmatic side embraces that this wealth-building opportunity could build a legacy. 

Understanding Equity Compensation at Privately Held Companies

November 16, 2023 | By Brant Cavagnaro, CFA, CFP®, ECA and Joe Orff, CFA, CFP®

The valuation and exercise of stock options with privately held companies introduces unique complexities for investors. In this Insight, I will review some key considerations with a focus on the main differences between common types of equity compensation and their implications for taxes.

Eight Year-End Financial Planning Recommendations as 2024 Approaches

November 9, 2023 | By Tim Daly, CPA

2024 is on the horizon, and we recommend taking advantage of some key planning opportunities before 2023 expires. The start of any new year marks a challenging time for financial planning, and today’s volatile economic landscape only heightens the sense of uncertainty.

What are Health Savings Accounts (HSAs) and should I have one?

October 11, 2023 | By Matthew Gordon, CFP®, RLP® and Tim Daly, CPA with contributions from our interns Maya Monsour and Rohan Sagar

Health Savings Accounts (HSAs), as the name implies, are savings accounts for health care expenses. There are restrictions on who may contribute, how much, and what counts as a qualified medical expense. It is worth exploring whether you have the opportunity to participate in one of these accounts as they provide some compelling tax benefits.

Understanding the Pros and Cons of Real Estate Investing

September 7, 2023 | By Joe Orff

Anyone who has lived in, rented, or owned a home or apartment has some level of familiarity with real estate. Compared to other investments like stocks and bonds, this familiarity can make rental real estate investments seem like the most straightforward way to produce passive income.