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Financial Planning for Executives at Large Companies: Unique Opportunities

April 23, 2024 | By Joe Orff

Many senior executives and professional partners at large companies have earned access to some unique retirement benefits, equity compensation, and other financial planning opportunities. 

Wealthstream Advisors recognized as one of the Best Places to Work for Financial Advisors in 2024 by InvestmentNews

March 20, 2024 | By Wealthstream Advisors Team

Wealthstream Advisors was named one of the Best Places to Work for Financial Advisors in 2024 for the fourth year in a row by InvestmentNews

Protecting Your Assets From Divorce, Before and After Tying the Knot

March 5, 2024 | By Michael Kimmel, CFP®

Marriage is more than just a romantic relationship—it’s also a financial partnership. If you’re planning on getting married, you and your future spouse are probably focused on planning your wedding and honeymoon. But planning for your future financial life—and for what happens if your marriage doesn’t last forever—is just as important.

Apollo Lupescu, Ph.D, on Key Investor Concerns in 2024

February 27, 2024 | By Wealthstream Advisors Team

Our team at Wealthstream Advisors was excited to host Apollo Lupescu, Vice President at Dimensional Fund Advisors, for a special live event in New York on January 30. 

Donor Advised Funds Offer a Flexible Tool for Estate Planning

February 5, 2024 | By Katharine George, CFP®, AEP®

Many people use Donor Advised Funds (DAFs) for tax-efficient charitable giving during their lifetime. See our article here on what a Donor Advised Fund is, and how it can improve efficiency and reduce taxes for charitably inclined individuals.

Wealthstream Selected to Forbes List of America’s Top 250 RIA Firms

January 25, 2024 | By Wealthstream Advisors Team

The Wealthstream Advisors team is excited to announce our selection to Forbes’ 2023 list of America’s Top 250 RIA (Registered Investment Advisor) Firms.

Financial Life Planning: A Roadmap to Your Best Life

January 18, 2024 | By Matthew Gordon, CFP®, RLP®

 As financial planners, we get to assist people on a quest. Simply put, our job is twofold. 

The 3 Most Common Equity-Based Compensation Taxation Mistakes, and How to Avoid Them

January 9, 2024 | By Wealthstream Advisors Team

Equity-based compensation is a wonderful way to potentially share in the profits and appreciation of your company. Getting the most out of your equity compensation requires understanding key concepts, terms, and conditions related to this equity. It is also important to understand the tax implications and to make decisions with a long-term financial plan in mind. Not fully understanding what you have been granted or not having a plan can easily lead to mistakes, lost opportunities, and even outright losses.

Incentive Stock Options: Plan for Alternative Minimum Tax (AMT) Considerations

November 21, 2023 | By Jack Meccia, Managing Director of Tax Strategy, and Joe Meccia, Managing Director of Tax Planning of Allegoriq, LLLP

For employees at late-stage private companies, having Incentive Stock Options where the 409A valuation (or, stated simply, the current valuation) exceeds the grant price might feel like buying a new home that requires renovating. Your cynical side wonders whether the home is actually worth what the appraiser says, and if you should really be putting any additional money into it. Your pragmatic side embraces that this wealth-building opportunity could build a legacy. 

Understanding Equity Compensation at Privately Held Companies

November 16, 2023 | By Brant Cavagnaro, CFA, CFP®, ECA and Joe Orff, CFA, CFP®

The valuation and exercise of stock options with privately held companies introduces unique complexities for investors. In this Insight, I will review some key considerations with a focus on the main differences between common types of equity compensation and their implications for taxes.