Insights

The tax management of equity compensation holdings can have a major impact on your long-term financial plans. Understanding the implications of common stock options is important for understanding how to prepare and avoid common equity compensation tax mistakes.

Did my investments do well? Many investors look at the unrealized gain/loss on their brokerage statements and believe this is an indication of the return on their investment. The truth, however, is a bit more nuanced.

Divorce results in the division of a household’s assets and income, but parties involved should consider that sometimes a split that appears equitable may not be.

Both trusts and foundations provide valuable legal structures for managing philanthropic giving while mitigating tax liabilities, preserving the value of your assets, and building a lasting legacy.

Deciding when to sell equity compensation is a major financial decision, often driven by a mix of personal and strategic factors. Some employees and executives sell to diversify their portfolios and reduce the risks of being too heavily invested in a single company, while others seek to use equity sales to fund major life goals, such as buying a home or securing financial independence.

Many investors utilize income-producing holdings such as dividend-paying stocks and/or bonds to generate cash flow within their portfolio. When analyzing the performance or appropriateness of these holdings, it is important to take into account not only the income generated, but also the change in principal value.

Tax-loss harvesting is an effective strategy to generate tax savings.

PwC Partners have earned valuable benefits, and getting the most out of these benefits depends on managing some unique financial planning considerations. In this Insight, we review two of the most important: managing compliant investments and planning for optimal post-retirement cash flow. 

The Wealthstream Advisors team is pleased to share that we have been named one of the “Top Registered Investment Advisor (RIA) Firms to Work For” by Financial Planning magazine.

If you have a long-term care policy, especially an older one, you may eventually receive a letter stating that your premiums will increase. While this change may be an unpleasant surprise, you will likely have several options for moving forward, and there is no reason to panic.