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Eric Siss, CFP® and Matt Gordon, CFP®, RLP®

Social Security Retirement Benefits: How and When Should You File?

September 16, 2020 | By Eric Siss, CFP® and Matt Gordon, CFP®, RLP®

The decision on when to file for retirement benefits warrants careful consideration.
According to SSA.gov, the maximum monthly Social Security retirement benefit that an individual can receive per month in 2020 is $3,790 for someone who files at age 70. For someone at full retirement age, the maximum amount is $3,011, and for someone aged 62, the maximum amount is $2,265.